China Concrete Accessories

When Zhang Guobao of director of bureau of energy resources of committee member of countrywide the Chinese People’s Political Consultative Conference, nation accepts a reporter to interview yesterday, disclose, natural gas price will with oil price link up with, but both sides still is negotiating further. Zhang Guobao still expresses, current oil price adulterated element of too much finance, “As stock market “. Each district of the whole nation before be aimed at this appeared natural gas barren, zhang Guobao is responded to yesterday, appeared last year reason of gas barren part and price are concerned, will strive for a winter to appear no longer henceforth gas barren, main way still furnishs to increase, increase production of domestic natural gas for instance. Zhang Guobao thinks at present domestic oil price adulterated element of too much finance, not be the concern that reflects supply and demand completely. Zhang Guobao points out, go one day to be able to change a few cent are big change, two dollars become normal state now. “Old somebody makes empty news of profit good profit, like explaining oil price follows stock market now “.

Chinese negotiable securities signs up for a reporter to be in know from personage of know the inside story, the day that having at present bay dynamical coal year is senior assist price negotiation fixes a price finally to be in probably 95 dollars / ton – 100 dollars / ton between, and approach 100 dollars more / ton. Reflect this consideration, coal of motivation of 2010-2011 year international is long assist the price will rise compared to the same period adjacent 40% . Introduce according to this personage, japan, Korea and Chinese Taiwan regard an Asia as ground of main coal entrance, natural resources of this locality coal is lacked relatively, need every year to grow through the entrance assist price of Suo Dingjin opening and amount. And be opposite them, assuring import volume is first class important matter, especially world economy grows those who regain certain level this year, the economy of each country, area restores to cannot leave the support of the sources of energy. But according to the analysis inside course of study, main 2010 coal exports a country to suffer transport power bottleneck and productivity effect, exit increment is not big. And the entrance amount that China exceeded 100 million tons 2009 makes these of international coal market buy the home to feel nervous. A personage that participates in a negotiation says, reach price drive up only when the import that can control Chinese company is actuation, the entrance of the country such as day Han just has safeguard. Newest data shows, price of coal of motivation of harbor of Si Er of Australian tie clip has reached 96.43 dollars / ton. Coking coal respect, it is reported, the coking coal demand that waits for pair of international coal markets as a result of China, India also tends exuberant, coking coal price is fluctuant tend active, bay the year that square enterprise hopes to drive quarterly price to replace the past fixes a price. Dropped as a result of crop of global crude steel last year, coking coal demand also drops subsequently. Japan is the biggest company of iron of steely business new day and need and need develop 3 water chestnut are allied fiducial price is the cooking coal of 2009 year 128-129 dollar / ton, the 300 dollars that compare 2008 year / ton drop considerably 57% .

Oil price of border of week the Three Kingdoms goes up greatly 1.2 dollars, the newspaper closes at every pails of 80.88 dollars, go up 1.5% , investor can pay close attention to international oil price closely go situation, if if can continue,upgrade goes up, will give A coal board piece bring the turning point that rise. We see what international oil price and dollar did not come go first situation forecast, the near future dies about euro dish interest empty news is true still many, suo Luosi fund does empty euro, roger this state euro dies dish, in the “of two investment Great Masters evil language “falls, the dollar rises without occurrence quickness, behave relative stability instead, this and beautiful couplet store early days of chairman Bai Nake makes known his position to want to keep a dollar longer inferior price is concerned inside time. A lot of research organizations express, the national oil price that did not come one year will arrive one pail in 80 dollars 120 dollars one pail between, reason is economy anabiosis especially the demand that rising market increases ceaselessly. Coal board piece from August 2009 the high point callback of the portion up to now, had had the time of 7 months, make many drop more than 30% , will look from appraise value, the average PE 2010 has 15 only times the left and right sides, far be worth under the average estimate of the market. According to relevant orgnaization forecast, 2010 coal price compared to the same period hopeful rose 2009, among them dynamical coal rises 5% the left and right sides, coking coal rises 15% the left and right sides. Coal board piece all along is grail rise get military thing, have extremely tall person energy of life. In light of the near future, coal apparent sluggish goes up, wander in bottom all the time, what waiting for it seems that. The author thinks, organic meeting is in grail to did not come to a few weeks build a bottom to succeed, and drop bigger, be underestimated apparently, the coal that has tall safe limit board piece will lead grail to walk out of lair, start spring to rise prices.

Downstream trade demand picks up to enter price of drive coking coal new round rise periodic. Enter boom ascendant passageway as Chinese economy, fixed assets investment maintains rapid growth, crop of domestic steely industry will continue to hold growth position, and output of domestic coking coal increases finite, predict supply of domestic coking coal will exist 2010 breach, coking coal is imported will relatively grew 2010, according to imported dimensions in January, the entrance that volume of import of domestic coking coal was expected to break through coal of coking of China of 50 million tons of; 2010 will increase coal of international market coking significant demand; in global iron and steel the industry anabiosises, crop of international iron and steel picks up apparently, demand of global coking coal will increase apparently, coking coal demand increases will drive price of international coking coal to rise, continue to drive domestic coking coal to rise in price through importing an element, can anticipate 2 years price of coal of domestic and international coking will enter tomorrow new round of ascendant cycle. Industry boom rises to be worth apparent on the low side with appraise. The basis has disclosed information, at present level of price of product of coal of domestic main coking plant exceeds 2008 all price level. According to current price level, consideration output grows, company of coal of domestic main coking plant forecasts outstanding achievement general relatively 200 years growth exceeds 50% , reach the level of 100% even. Meanwhile, through nearly 2 many lunar share price is adjusted, share price of company of coal of domestic main coking plant, static state and water of dynamic appraise value are average substantially fall after a rise, dynamic 2010 appraise is worth all fall after a rise arrives 10-15 times between level. Give industry “to value “grade. Because the market is right macroscopical economic policy and the bewilderment to relevant industry foreground and be anxious and element of devoid prices drive, at present industry estimate is worth a level to be in condition of apparent on the low side. Anabiosis as what global economy reachs Chinese economy and boom rises, coking coal demand increases, global coking coal still exists rise space, share price of company of coal of coking of predicting later period is below the drive that outstanding achievement growth and industry boom rise, share price level will appear the ascendant space of 30-50% , give “of metallurgy coal industry to value “grade. Investment suggests to be recommended with the stock. Main area, appraise is worth integrated consideration industry growing latent capacity of level and future 3 respects element, the key is recommended have resource of coal of high grade coking, and have strong inside and outside to give birth to growth company: Report of west hill coal (interpose of Shanxi of 000983) , benefit from benefit from rests to boom of industry of conformity of area coal natural resources, cooking picks up and exist the coal cooking unifinication that asset infuse anticipates company: Share opening Luan (600997); at the same time, proposal attention has an area advantage, coal of main coking plant produces the Central Plains area of coal price tall flexibility base: Smooth coal share (coal of main coking plant produces 601666) and Heibei area base: The sources of energy in look forward to (coal of main coking plant produces 000937) and the southwest that prospective coal output exists to grow substantially base: Pan Jiang share (600395) .

Ceng Feng is mad temporarily polycrystalline silicon industry is sufferring labor pains, another new field- – filmy solar energy is being chased after however by capital hold in both hands. On March 19, base of solar energy production will be in a film of the silicon that be not brilliant that costs 1.2 billion yuan Chengdu double stream lay a foundation. “Compare polycrystalline silicon, filmy solar energy has advantage “in the respect such as cost, technology, environmental protection, yesterday, limited company of science and technology of double solar energy of Chengdu brilliance of the rising sun (next weighing that “Xu Shuangtai is in relief can “) Cheng Daozhen of production ministry undersecretary says, according to the plan of the group, double shed manufacturing base to will be in this year put into production of building of the end of the year. What advantage does filmy solar energy have? Can it make next polycrystalline silicon? Although industry is right this view is differ, but according to reporter statistic, at present already much home company plans to be in plain invest product line of solar energy of film of 23 billion yuan of construction in all. 23: 3 polycrystalline silicon are produced can serious superfluous was used only be less than a year of time, polycrystalline silicon price from highest 500 dollars / kilogram drop to 50 dollars / kilogram. Be in those who experienced much time of half an year dish after rectifying, the polycrystalline silicon enterprise in be in an abyss of suffering did not long to come the spring of the industry. “Price of the polycrystalline silicon before the Spring Festival has fallen split 50 dollars / kilogram, everybody is in deficit condition “now, yesterday, sichuan some is famous polycrystalline silicon factory vise general manager tells a reporter in the phone, in light of the scale of production with manufacturer of Sichuan polycrystalline silicon, technology, the manufacturing cost of most manufacturer returns prep above 50 dollars, “Now this case, how can everybody do? Boil only, try every means falls cost! ” up to last year first half of the year, project of domestic polycrystalline silicon already was built, 50 exceed in what build and plan to build, investment dimensions will exceed 130 billion yuan, produce can will exceed 230 thousand tons, sichuan saves polycrystalline silicon to produce completely can amount to 14 thousand tons, and demand of countrywide polycrystalline silicon is controlled 30 thousand tons only however. Nevertheless, about polycrystalline silicon Ceng Yin removes whether surplus problem to argue with all possible means, the government also was coiled. Last year on September 26, national hair changes appoint, the 10 ministries and commissions such as industry letter ministry issue an announcement formally, restrain partial industry to produce can superfluous and repeat construction, “First time of polycrystalline silicon “is included to produce can superfluous and repeat construction industry, can mix polycrystalline silicon fixed position for high cost tall pollution product. However, ministry of science and technology thinks, at present polycrystalline silicon industry just is produced can superfluous, actual output cannot satisfy domestic requirement at all. “Because of technical reason, enterprise of domestic polycrystalline silicon can produce the thick silicon product of industrial level only at present, exit hind passes foreign technology treatment, reimport arrives home, profit by foreign enterprise go off with. “Sichuan saves new energy resources to promote meeting a chief says. This year Feburary, because of outstanding achievement of be a burden on, connect power the polycrystalline silicon business that share came off the banner falls board piece. And understand according to the reporter, sichuan already had enterprise of partial polycrystalline silicon to be in condition of half stop production, the company such as the sources of energy of industry of new smooth silicon, Tian Weixin intensifies perfecting whole industry catenary, reduce cost with this. The industry is small during confusing, the business that ever was about to gain greatly in polycrystalline silicon industry at the outset also got involved domain of filmy solar energy. As we have learned, tian Wei is protected change, the company such as the Shang De that do not have stannum is overhand already gigantic endowment, this month, taiwan couplet report also announces to invest 2.5 billion yuan of RMBs to build power plant of the Asia’s biggest filmy solar energy. DisplaySearch of market research company points out, solar battery of polycrystalline silicon of the whole world when 2005 is produced can specific gravity is as high as 95% , the others 5% for filmy solar battery, nevertheless filmy 2009 solar battery is produced already can grow to 20% above. Detain of 23 billion capital pours filmy solar energy these two days, brilliance of the rising sun company of double solar energy wantonly enlarge an army, in the personnel of pass in and out of its company, applicant’s figure appears again and again. “The company passed a year of many time make an on-the-spot investigation, final decision is cast to “of filmy solar energy, the Cheng Daozhen that has experience of work of field of old solar energy appears have hope quite, this is a group in countrywide layout the first is nodded, still can connecting river of distant, peony to build a plant then, “The business that is not solar energy of brilliant silicon film to already became group emphasis to make board piece. ” Cheng Daozhen says, double shed a project to always plan to use the land 400 mus, first phase always invests 1.2 billion yuan, product line of filmy solar energy of 60MW of two add up to is about to build before the end of the year. Last year, the olive of power plant of the most large-scale solar energy casts world of Chinese general construction to the United States company of the first solar energy, this company is the leader of technology of filmy solar battery. “Compare polycrystalline silicon, solar energy of film of the silicon that be not brilliant has cost the advantage “with maturity of low, technology, lesser pollution, senior analyst Fu Caixia says ethical negotiable security, filmy solar energy suits citizen of large-scale construction, city to be used with the building, but because at present polycrystalline silicon price drops bigger, both cost already differred not quite. And the changeover efficiency of filmy solar energy is less than 10% , and polycrystalline silicon solar battery is in 18% above. Sichuan is narrated before some is famous polycrystalline silicon factory deputy always say, current, a lot of fund of domestic are being cast to this domain. In Sichuan, include Xu Shuangtai this world can inside, chinese can group of group, the person that go already also got involved domain of filmy solar energy, the plan always invests more than 23 billion yuan. The U.N. Industrial Development Organization that pays close attention to field of new energy resources for a long time is presiding delegate collect 珦 thinks, like be the same as polycrystalline silicon, because development of technology of new energy resources is very rapid, filmy solar energy also can be to transfer only product, abroad already had new-style solar energy technology to appear now. Housetop of solar energy of relevant news generates electricity Chengdu will build hair of province of Sichuan of demonstrative area to change appoint announced a few days ago “influence of environment of program of construction of development of estate of Sichuan smooth hot season evaluates announcement “show: 2015, sichuan province polycrystalline silicon is produced can will achieve 35 thousand tons or so, achieved 50 thousand tons or so 2020; Mixed 2015 solar energy generating capacity achieved 30 million tile and 100 million tile respectively 2020, and other places of Chengdu, kapok will build solar energy to build the demonstrative division of unifinication and application of product of smooth hot season. According to the unified program that Sichuan saves, the polycrystalline silicon that Sichuan is badly in need of keeping reasonable is produced can, promote a product actively the structure. Polycrystalline silicon was produced 2020 can will achieve 50 thousand tons or so, electronic class polycrystalline silicon is occupied than by current 10% promote respectively 30% with 50% . Say according to the program, while Sichuan is developing solar battery component to produce energetically, increase the proportion of filmy solar battery. The total output of the solar battery achieved 3000 million tile 2015, achieved 5000 million tile 2020. Among them, filmy solar battery is controlled than hefting 50% . According to the program, position of industry of smooth hot season will be in polycrystalline silicon solar energy mainly hill of Le Shan, eyebrow and Chengdu and other places. Afore-mentioned areas still will center product line of component of solar battery of layout polycrystalline silicon, concentrated advantage and original property basis form play technology, labour force polycrystalline silicon material and catenary of industry of solar energy smooth hot season. And be based on original property basis and the advantage consideration that pay aperient nimble, chengdu double stream, Jin Tanghe satisfies Ning Daying county, layout film the solar battery produces base. The key builds new-style and filmy tellurium to change cadmium / product line of vulcanization cadmium solar battery and product line of solar battery of film of the silicon that be not brilliant. Develop further to advance filmy solar battery and the dominant position that build body confluence, outside the roof that Sichuan uses architecture system except full-scale development, will use solar battery of act wall and film of window installation glass actively. Disclose according to afore-mentioned programs, sichuan province will be encouraged build the residence to install a solar battery, support already had the residence to add outfit solar battery.

On March 3, domestic goods drops situation defer, many variety show sure sign of look forward to, and Shanghai fuel oily futures continues to be in low confused market is handed in dish of whole situation continues in casting. FU1005 of Shanghai oily brunt is early dish with 4530 yuan small panel height leaves, dish medium wave uses range not quite, close with 4520 yuan of newspapers eventually, relatively before one trade price of day settle accounts is small go up 8 yuan / ton, go up for 0.18% . This agreement clinchs a deal now quantity only 30 thousand more than hand, day decreases a storehouse 410 hands. On international crude market, because economy picks up to make the anticipation that drives heavy goods demand to rise investor be opposite of high venture capital buy dish of apiration to pick up, bourse of commerce of new York of of the previous night (the price of futures of light qualitative crude of consign of NYMEX) 4 month rises 98 cent, to 79.68 dollars / bucket, go up for 1.25% ; This agreement dish in touch for a time will 7 weeks nod every pails of 80.95 dollars high. Finance of graceful family name is stationed in the whole world Andy Lebow of senior vice president weighs department of new York energy, two refinery produce Chile 27 days oneself stop production condition is in all the time since the earthquake, and of finished product oily market strong go situation also bring to oil price prop up certainly. Office of information of American the sources of energy will at Beijing time Zhou San is nightly announce crude oil reserve, this data will is short when the crude oil inside goes situation offer how-to. Domestic side, period city commodity maintains the concussion inside interval generally, the market still suffers whole the action of macroscopical economy and financial element. People bank was issued 2 days with means of price invite public bidding 2010 the 15th period Central Bank bill, referenced yield is 1.9264% , successive the 5th week keeps balance. As add one of breath vane, end the ticket issues interest rate hold go up firmly in certain level alleviated on the market before this relatively intense add breath anticipate. For oily to fuel spot market, enter demand of the terminal after March to begin to release, supply plus supply of goods slant tight situation exists continuously, because the area fuel such as this Hua Na, Hua Dong is oily quoted price of merchandise on hand is relatively strong. Look from attempt of line of FU1005 day K, this agreement has traded several times continuously day maintains a horizontal stroke dish liquidate position, the market is handed in project aura very delicate, lower part near 4500 yuan of a gleam of, also be at the same time 60 days all the position that the line manages becomes pannikin to rectify the edge below interval, if this position catchs the spy below period price,maintain but short much thought intervenes inside day, dovish investor is temporarily wait-and-see and advisable.

Recently, china protected inspect to be able to promulgate new castigatory “clauses of property insurance company and measure of premium rate government ” (the following abbreviation ” administrative measure ” ) , apply since April 1 this year oneself. Ask: Whether does brief introduction protect inspect to you can edit ” administrative measure ” setting? Answer: Manage clauses of property insurance company and premium rate for the standard, the meeting that keep watch was made 2005 ” clauses of property insurance company and measure of premium rate government ” . In recent years, the new condition that insurance develops and new case are superintended to clauses and premium rate raised new requirement, in the meantime, new 2009 castigatory ” insurance law ” also made a few new regulations to the superintendency of clauses and premium rate. For farther aggrandizement and the superintendency that perfect pair of clauses and premium rate, guide property insurance company to do good product to supervise the work, order of normative insurance market, protect the legitimate rights and interests of policy-holder, insurant better, the meeting that keep watch is right former ” administrative measure ” undertook editing, those who make with on the law keeps consistent, get used to new product to superintend need at the same time. Ask: ” administrative measure ” come on stage will develop generation to insurance what influence? Answer: The first, ” administrative measure ” editing is to carry out fulfil new ” insurance law ” , accelerate the significant move that superintends lawfully. What apply since October 1, 2009 is new ” insurance law ” raised new requirement to clauses and premium rate, clauses of specific provision and premium rate are examined and approve, the specific measure that put on record, make by the meeting that keep watch. This new castigatory ” run way ” , the examination that in perfect clause cost leads puts on record rate of cost of system, strict clause is carried out waited for a respect to be reflected adequately new ” insurance law ” spirit, it is to strengthen superintend lawfully, stimulative industry health develops, what protective policy-holder, insurant and beneficiary beneficiary close right increase is important reflect. The 2nd, ” run way ” editing is to improve superintendency method, carry out the beneficial attempt that classification superintends. The scientific sex that superintends to enhance insurance product, specific aim and effectiveness, cogent be on guard dissolve a venture, new ” administrative measure ” made clear rate of cost of insurance product clause to superintend abide by superintend with solvency, company processing structure is superintended, market action is superintended harmonious cooperate a principle. According to this principle, union is superintended actual, be opposite after superintendency branch the company of different situation, can adjust a product to superintend policy measure and limits. The 3rd, ” run way ” editing is the system safeguard that implements clauses and premium rate strictly. Current, the phenomenon that the clausal cost that change of insurance device do sth without authorization signs up for the equipment that approve a newspaper leads is more serious, the market order with disturbed normal, influence industry health stabilizes development. New castigatory ” insurance law ” in in the light of did not use clausal cost rate to increase corresponding legal liability newly also according to the regulation. The meeting that keep watch regards a key that revises this as executive issue of rate of strict clause cost. Added each insurance device newly to ought to implement the clausal cost rate that signs up for the equipment that approve a newspaper strictly, must not disobey this method to set change clauses or the content of premium rate, set punish accordingly criterion. Ask: ” run way ” is castigatory main what is content? Answer: ” administrative measure ” union in recent years insurance develops to superintend the new requirement that raise to clauses and premium rate, reach new insurance law to lead superintendency new regulation to clausal cost, undertook to active regulation relatively overhaul changes. This main from the following 3 respects undertake editing: It is to perfect clauses and premium rate to examine and approve put on record system, confrontation approves limits, put on record program, newspaper sends material to wait undertook modification. 2 it is to strengthen essence of pair of legal responsibility support of the people to calculate responsibility person to manage, hold a post strictly qualificatory condition. 3 it is a basis new ” insurance law ” regulation, aggrandizement controls government, undertake revise and be perfectinged to legal liability portion. The key modified the following content: The first, revise regional product to superintend means. To the management of regional product, revise a regulation this to be undertaken putting on record to the meeting that keep watch directly by head office. On one hand, unite by head office undertake product development and newspaper approve cable equipment, be helpful for aggrandizement be opposite of legal person orgnaization superintend, prevent insurance device to be passed in regional product patulous clause, extraordinary agreement, optional adjust policy-holder of disturbed market order, enroach on mixes the means such as cost rate insurant interest; On the other hand, unite by the meeting that keep watch accept a product to examine and approve put on record, the lawful sex that concentrated force measures pair of regional products, can normative sex and cost rate essence calculate etc undertake examine and verify. The 2nd, increase to protect business product to administer a regulation in all. New ” administrative measure ” develop according to the industry and need actually, increased to protect the clause below business posture to expend the administrative regulation of rate in all, stipulate other insurance company can use chief underwriter to keep the clauses that inspect joint hearing is approved or the newspaper has and premium rate via China directly, need not apply for separately. The 3rd, aggrandizement calculates the management of responsibility person to legal responsibility person, essence. It is to ask insurance company strengthens management, build inside accuse to ask duty mechanism, send China to protect inspect to meet telegram of relevant management system. 2 it is to raise legal responsibility person to hold a post condition, ask its belong to company formal staff, and sectional chief and above post are held the position of inside the company, ought to have successive 3 years above home is sure or law from already check. The 3 behavior that are pair of deregulation stipulated corresponding administration is punished. The 4th, build system of standard product database. Revise the popularization that made clear insurance guild and each insurance company to ought to push clauses and premium rate actively, standardization this to work, build platform of industry foundation data and standard product database, in order to improve product quality, normative market action. Ask: ” run way ” after coming on stage, what measure will the meeting that keep watch adopt to promote its to carry out fulfil? Answer: To assure ” administrative measure ” get cogent carry out, the meeting that keep watch will been caught from the following respects carry out fulfil. The first, strengthen groom, improve level of management of entire industry product. Have the aid of ” administrative measure ” edit promulgated chance, the property insurance product that we plan to organize entire industry grooms, main to castigatory content undertakes explaining, increase industry understanding and product management capacity. The 2nd, continue to push work of standard product database. Job of the standardization that protects inspect to always can take clauses seriously, popularization and construction of standard product database work. 2009, below the guidance of the meeting that keep watch, guild built warehouse of standard product information. We will continue to had done relevant work 2010, more standardization, popularization demonstrative product puts product standard library to be made public to the society. The 3rd, rate of cost of severe place clause signs up for an abhorrent behavior. 2010, we will strengthen pair of clauses to expend the examination strength of the behavior with the abhorrent travel that lead a newspaper, discovery breaks the law violate compasses act will strict mix according to insurance law ” administrative measure ” undertake investigating.

Protect inspect to meet 25 days with your form released the 3rd chairman 2010 “clauses of property insurance company and measure of premium rate government ” . Administrative measure tries first clauses and cost rate superintend money danger to administer link up with of action of structure, market with insurer solvency, company. The meeting that keep watch is aimed at the company of different situation, can adjust a product to superintend policy measure and limits. Method applies since April 1. Danger of belongings of the meeting that keep watch superintends Dong Bo of department vice director to introduce, this is meant when will examining and approve product of money risk company henceforth, want to consider product clause factor not only, the solvency that sees a company even, inside accuse a system to wait. Even if is same kind of product, but differ as a result of controller, the meeting that keep watch also can adopt different superintendency policy. A few solvency are enough, inside control strict company, its product scope of operations also is met wider, more agile. In the light of the clause that at present change of do sth without authorization of a few insurance device signs up for the equipment that approve a newspaper cost is led, enlarge insurance liability at will, the behavior such as disturbed market order, the clausal fee that method sets to each insurance device ought to carry out a newspaper strictly to approve a newspaper to have is led, set punish accordingly criterion. The management to regional product, method regulation is undertaken putting on record to the meeting that keep watch directly by head office. Dong Bo introduces, unite by head office on one hand undertake product development and newspaper approve cable equipment, be helpful for aggrandizement be opposite of legal person orgnaization superintend, prevent insurance device to be passed in regional product patulous clause, extraordinary agreement, optional adjust the means such as cost rate is disturbed market order, enroach on policy-holder and insurant interest; On the other hand, unite by the meeting that keep watch accept a product to examine and approve put on record, the lawful sex that concentrated force measures pair of regional products, can normative sex and cost rate essence calculate etc undertake examine and verify. In addition, method still raises legal responsibility person to hold a post condition, ask its belong to company formal staff, and sectional chief and above post are held the position of inside the company, ought to have successive 3 years above home is sure or law from already check, chase after with what this increases pair of insurance company duty strength. Way asks clearly still to build system of standard product database, in order to improve product quality, normative market action.

New term already came, a few parents want to be bought for the child little insurance is ensured with increasing; As a result of little danger is cheaper than adult danger, many parents always want to buy a few insurance more for the child. Chongqing insurance expert reminds, consumer is bought little insurance is not had jumped over more more, because to be on guard moral risk, the meeting that keep watch is special set gold of minor die insurance ceiling, reach 100 thousand yuan in 50 thousand yuan commonly between, because this is little safe die safeguard is controlled in 100 thousand yuan can. Chongqing insurance expert says, at present little insurance product is more, the parent is buying little still need to notice the following when insurance: It is to had better be deployed little educational gold is safe. Little the one large dominant position that teachs golden insurance is, little educational gold insurance contains provision of insurance cost exempt commonly, it is namely during pay cost, if the parent produces an accident to perhaps suffer from to contract heavy disease and lose ability of pay insurance cost, insurance contract still effective, the child goes to school requires expenditure still can get ensuring. 2 it is not to need to prepare lifelong birthday danger for the child. Lifelong birthday danger is only after child die, ability obtains insurance compensate to pay. Accordingly, the parent is in the child year young when consider lifelong safeguard issue for the child, apparent premature. In addition, insurance product is being updated ceaselessly, after waiting for the child to be brought up, it is better that themselves buys insurance to perhaps be met. 3 it is to be able to be the child to cast take care of disease risk. Wait for medical treatment charge as be in hospital, operation taller and taller, once child meet with contracts heavy disease, will be for average to household what cannot bear is heavy. Accordingly, below the case that permits in economic condition, the parent still had better want to buy for the child little serious illness risk, need with what equipment unexpecteds.

On January 1, get broad car fully advocate, insurance company and media about “plan of float of premium rate of commerce of Beijing area motor vehicle ” end eventually, of plan roll out, advantage is a lot of, this means the passenger that pays attention to safety to drive to will enjoy more privilege on insurance cost not only, also be helpful for insurance company undertaking dissimilation is sure to serve and manage differring at the same time, do good risk to prevent better accuse, benefit reachs more consumer. The core of this plan is numerous and complicated complex premium rate coefficient simplifies not to have reparations give special treatment to reach for ” go up much risk of year of reparations record ” , ” is planted cast protect ” , ” average ” of year of travel course of development, ” is special risk ” 4 coefficient, the will complex problem that has specific aim undertook simplification and standardization, the ascensive; that pushed this trade at the same time at the same time, this plan leads coefficient in normative cost while, wait for open to question problem to car value, also made unified objective definition, rectify what market of Beijing car insurance has greater strength with advance. The author thinks, set out from social angle, this plan drove the progress of this industry not only, the construction of the development that Yi Fei often is helpful for whole society and ” of current ” harmony society. In 4 simplifying coefficient, “Much risk is planted cast protect “” average the metabolic interval of two coefficient is ” of year of travel course of development 0.9 to 1, “The metabolic interval of coefficient of special risk ” is 1.3 to 2 (to great majority car advocate will tell, this coefficient is 1, can do not have in order to think) ; is right great majority car advocate will tell, the influence interval that 3 afore-mentioned coefficient lead to insurance cost cost is reached without reparations give special treatment for 0.81 to 1.0; ” go up the metabolic interval of coefficient of year of reparations record ” is 0.4 to 3, its span is the biggest, namely its are the biggest to the influence of car insurance cost. More or less does insurance cost concern the insurance rights and interests of consumer, and how many of insurance cost of a car, basically depend on the expends rate coefficient size of car danger, and of this coefficient more or less to depend on completely the circumstance of be or get out of danger of year of a guarantee slip and reparations amount. According to this plan, do not have the client that be or get out of danger records to in former years, lowest of discount of insurance cost of the current year can be achieved 6.85 after folding; to be like, still record without be or get out of danger for years continuously, as a result of the action of this coefficient, discount of integral insurance cost can be achieved 3.3 fold. That is to say, compare the premium rate previously, pay attention to safety to drive with managing for this car advocate for, its insurance premium is gotten defray will reduce; greatly and more to frequency of be or get out of danger client, expenses of its insurance cost will increase; with one action to change insurance cost cost to lead the phenomenon that one knife cuts greatly. This plan increased the fair sex of whole society not only, and stimulative everybody notices safety drives, reduce traffic accident, make whole society environment more stable, harmonious. To broad car advocate will tell with insurance company, collective ” has a headache a problem of “- – problem of ” of case of ” false compensate will get energetically keep within limits. A of issue of record of original holiday compensate main source depends on, no matter frequency of be or get out of danger of car in former years how many, add keeps insurance cost number an appearance; this makes consign of car of partial car chief commander individual illegal ” repairs processing of factory ” laissez-faire, although oneself collected petty gain, but the stability that destroyed a society however and fair sex. Of this plan roll out, will make this part car advocate be punished ” by economically ” , force a car advocate rigorous to oneself car management, avoid to be below him unwitting circumstance, by illegal repair unit ” to make ” of false compensate case, otherwise, will be faced with insurance cost to rise to search the question of times even greatly. According to insurance industry interior all computation is occupied, of this plan roll out, will make major car advocate be benefited, the car because of 50% above advocate the frequency of be or get out of danger of in former years is 0, this part car advocate because of this plan roll out, insurance cost defray will be reduced somewhat. Remain to rise to road-sense, after this plan rolls out the client with more time of be or get out of danger, its insurance cost will relatively in former years rises somewhat. What remind in this need is the 3rd kind of car advocate friend, namely in former years is scanty to him car at management, the car that oneself are not clear about oneself has how many times the vehicle that be or get out of danger records advocate, want to strengthen the management of pair of own car later not only, and cast in the current year when protecting, the record of be or get out of danger that must be clear about him car in former years is right, if have doubt, can undertake checking to insurance company, avoid the pecuniary loss that makes him suffering needless. (Www.ccstock.cc)