Filed under: Lifting Anchor
By countrywide business association the organization writes ” state of financing of Chinese small company is investigated ” one book was published recently, this book elaborated the current situation that financing of our country industry basically is in small company hard hard and reason in detail. This book points out, financing of our country small company is difficult did not solve basically basically have 3 big reasons: The amount of small company client that is big bank is very little. 2 it is bank statistic the proportion of small company loan below is very small still. 3 it is crisis of current international banking below concussion, small company loan is more hard. This book thinks, problem of our country medium-sized company and difference of small business problem are very big, main show is: It is quantitative difference apparent, company structure presents a big company very few, in the business is not much, small company takes the pyramid form of great majority. 2 it is credit condition difference very big. Medium-sized company great majority accords with bank credit requirement, great majority opens an account in the bank and obtain give letter and loan. 3 it is bank credit covers rate difference wide gap. The enterprise that our country bank borrows money is enclothed lead main concentration to be in large and medium-sized enterprise, among them large company is 100 ％ , medium-sized company 90 ％ above, small business is less than 20 ％ ; The enterprise is less than 5 ％ under dimensions or limitation. This book thinks, financing of our country medium and small businesses is difficult, substantial in the business is not hard, truly difficult is small company. If will medium enterprise and confuse sth with sth else of problem of small company financing, cause the error with understanding judgement and decision-making policy necessarily, go up objectively the essence that covered issue of financing of our country industry.
